Payment Hub · 7 Rails · ISO 20022
One API, every payment rail all payment rails
Route payments across PIX, TED, Boleto, ACH, Wire, and FedNow through a single integration. Intelligent rail selection, real-time settlement tracking, and built-in compliance for every transaction.
Real-time transactionsLive
PIX
Tech Solutions Ltda
+R$ 15.420,00
now
TED
Payroll
-R$ 89.750,33
2min
Boleto
Supplier ABC
-R$ 3.200,00
5min
PIX
Premium Client
+R$ 42.100,00
8min
International
Stripe Inc (USD)
+$ 8,250.00
12min
TED
CDB Investment
-R$ 200.000,00
15min
PIX
Marketplace Pay
+R$ 7.830,50
18min
Boleto
Quarterly Tax
-R$ 12.450,00
22min
PIX
Tech Solutions Ltda
+R$ 15.420,00
now
TED
Payroll
-R$ 89.750,33
2min
Boleto
Supplier ABC
-R$ 3.200,00
5min
PIX
Premium Client
+R$ 42.100,00
8min
International
Stripe Inc (USD)
+$ 8,250.00
12min
TED
CDB Investment
-R$ 200.000,00
15min
PIX
Marketplace Pay
+R$ 7.830,50
18min
Boleto
Quarterly Tax
-R$ 12.450,00
22min
85+
REST Endpoints
14
Domain Aggregates
42+
Kafka Topics
19
ISO 20022 Messages
50+
Business Rules
7 payment rails, one unified API
Move money on the right rail at the right time. Each rail is purpose-built for its clearing network and fully abstracted behind a consistent interface.
Every rail, one call
Smart routing
The API automatically selects the best rail by amount, speed, and availability.
Auto-routing — Request
1curl https://api.revenu.com/payments \2-u:prod_key \3-d amount=15000 \4-d rail='auto' \5-d preferred_rails='pix,ted' \6-d recipient_doc='12345678900'▌
Response — 200 OK
{
"id": "pay_2f8a1b3c",
"status": "processing",
"rail_used": "pix",
"amount": 15000,
"settlement": "instant",
"idempotency": "pay_req_abc123"
}▌
Enterprise-grade payment infrastructure
Routing
Auto-routing
Automatic selection of the ideal rail by amount, speed, cost, and availability.
Smart Fallback
If the primary rail fails, automatically redirects to the next available one.
Native Multi-rail
PIX, TED, Boleto, Cheque, ACH, Wire, and FedNow in a consistent interface.
Automatic Cutoff
Smart cutoff time management per rail. Redirects if outside operating hours.
Operations
Event Webhooks
Initiated, processing, clearing, settled, returned — events for every step.
Idempotency
All operations are idempotent. Safe retry with no risk of duplicate payments.
Real-time Reconciliation
Every payment auto-reconciles in the ledger with a complete audit trail.
Configurable Alerts
Notifications by amount, failure, timeout, and anomaly. Configurable per rail and account.
Compliance
Native AML/CFT
Automatic screening on every transaction against BACEN and OFAC regulatory lists.
ISO 20022
Standardized messaging for all rails. Guaranteed interoperability.
SWIFT GPI
End-to-end tracking of international payments via SWIFT GPI tracker.
BacenJud
Automatic compliance with court orders and blocks via BacenJud.
Payment Hub vs. standalone integrations
Multiple providers
Revenu Payment Hub
Rails
1-2 separate integrations
7 rails, 1 API
Routing
Manual / hardcoded
Smart auto-routing
Fallback
No failover
Automatic across rails
Reconciliation
Manual / end of month
Real-time in ledger
Compliance
Separate process
Native AML/CFT per transaction
Messaging
Proprietary formats
Standardized ISO 20022
Case Study
“We replaced 4 payment integrations with a single Revenu API. Auto-routing reduced costs by 30% and failover across rails eliminated downtime.”
CTO, PSP Gamma
4 → 1
Consolidated integrations
-30%
Cost per transaction
Zero
Payment downtime
Try the Payment Hub now
Sandbox with all 7 simulated rails. Auto-routing, webhooks, and test reconciliation.
Free sandbox7 simulated railsTest auto-routing
Sandbox
Try the Payment Hub
7 rails in the sandbox.
Free sandbox environment · No credit card
Compliance built-in
BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022
Start building today
Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.