Marketplace · Split Payment · Escrow · Multi-seller
The payment infrastructure built for marketplaces
Split payments between sellers and platform in real-time. Escrow accounts, automatic settlement, onboarding KYC per seller, integrated billing, and full ledger — all via a single API.
Split PaymentSettled
Order total R$1.500,00
Seller A70%
R$ 1.050,00Seller B15%
R$ 225,00Platform fee15%
R$ 225,00Seller Accounts3 active
Seller A — Tech Store
R$ 42.350,80Seller B — Fashion Hub
R$ 18.720,15Seller C — Food Market
R$ 8.190,00SettlementD+0
payment.received14:32:01 · R$ 1.500
split.executed14:32:01 · 3 recipients
seller_a.credited14:32:02 · R$ 1.050
platform.fee_collected14:32:02 · R$ 225
D+0
Seller settlement
N:N
Split recipients
Escrow
Per-seller accounts
KYC/KYB
Seller onboarding
99.9%
Auto reconciliation
Real-time
Ledger per seller
Marketplace building blocks from checkout to payout
Payments & Split
Split PaymentN:N recipients
PIX CheckoutQR code + instant
Multi-methodPIX, Boleto, Card
Refund ManagementPartial & full
Seller Management
Seller OnboardingKYC/KYB
Escrow AccountsPer-seller isolation
Seller DashboardWhite-label ready
Seller PayoutAuto D+0 / D+N
Platform Operations
Platform FeeAuto collection
ReconciliationAuto matching 99.9%
Dispute ResolutionChargeback handling
Regulatory ReportsBACEN / COSIF
From buyer checkout to seller payout — in one API call
Every marketplace payment triggers an atomic split: buyer pays once, Revenu distributes to N sellers, collects platform fee, credits escrow accounts, and generates per-seller ledger entries — all in real-time with instant D+0 settlement.
Buyer CheckoutPIX · Boleto · Card
Single paymentMulti-seller cartInstallments
Revenu Split Engine
Atomic split + LedgerSplit
N:N rules
Escrow
Per-seller
Ledger
Double-entry
Payout
D+0 / D+N
RecipientsAuto settlement
Seller A
Seller B
Seller C
Platform
Escrow
Full marketplace stack, one API
From split checkout to seller payout — every marketplace operation accessible via REST endpoints.
Split payment in one call
Single API call splits payment between N sellers and platform fee. Atomic execution with per-recipient ledger entries.
Split Payment — Request
1curl https://api.revenu.com/charge/invoices \2-u:prod_key \3-d amount=150000 \4-d methods='pix,boleto,card' \5-d split[0]='seller_a:70%' \6-d split[1]='seller_b:15%' \7-d split[2]='platform:15%'▌
Response — 200 OK
{
"id": "inv_3xMn8k",
"amount": 150000,
"seller_a": 105000,
"seller_b": 22500,
"platform_fee": 22500,
"status": "pending"
}▌
Everything you need, nothing you don't
Payments
N:N Split Rules
Percentage or fixed-amount splits between unlimited recipients. Nested splits, minimum amounts, and conditional rules.
Instant Checkout
PIX QR code, Boleto, and tokenized card. Buyer pays once, split happens atomically in the backend.
Smart Refunds
Partial and full refunds that automatically reverse the split proportionally. Seller and platform debits calculated automatically.
Multi-method
PIX, Boleto, Credit Card, and BNPL. Each method supports split. Customer chooses at checkout.
Seller Operations
Seller KYC/KYB
Automated identity verification for individuals and businesses. Document validation, PEP/sanctions screening, and risk scoring.
Escrow Accounts
Isolated escrow account per seller. Funds held until payout schedule triggers. Full ledger visibility per seller.
Payout Schedules
D+0 (instant), D+2, D+14, D+30 — configurable per seller. Automatic transfer from escrow to seller bank account via PIX.
Seller Portal
White-label dashboard for sellers. Transaction history, balance, upcoming payouts, and tax reports — embeddable or standalone.
Developer
Full Sandbox
Test split flows, seller onboarding, payouts, and refunds with simulated sellers in production-identical environment.
Real-time Webhooks
Events for every marketplace lifecycle event: payment.split, seller.credited, payout.executed, refund.reversed.
Marketplace Analytics
GMV, take rate, seller performance, payout volume, and chargeback metrics via API.
Native SDKs
Go, Node.js, Python, and Java. Pre-built checkout components with split support for React and Flutter.
Why Revenu for marketplaces?
DIY / Legacy
Revenu
Split payment
Custom code per seller
Declarative API N:N
Seller settlement
Manual D+15/D+30
Auto D+0 via PIX
Seller KYC
Separate provider
Integrated flow
Escrow accounts
Shared pool
Isolated per seller
Refunds
Manual split reversal
Auto proportional
Reconciliation
Spreadsheets
Auto per-seller 99.9%
Case Study
“Revenu's split API replaced our entire payment orchestration layer. What took 3 engineers and 40+ payment webhooks to maintain now runs with a single API call. Seller settlement went from D+15 to instant D+0 via PIX.”
CTO, Marketplace Alpha
D+0
Seller settlement
R$ 12M
Monthly GMV
340+
Active sellers
0
Manual transfers
Launch your marketplace in weeks
Test split payments, onboard simulated sellers, configure payout schedules, and process refunds — all in a production-identical sandbox.
Free sandboxSimulated sellersNo credit card
Sandbox
Access the sandbox
Test credentials in minutes.
Free sandbox environment · No credit card
Regulated from day one
BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022
Start building today
Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.