PIX · Multi-PSTI · ISO 20022 · 55+ Endpoints
Complete PIX with 12+ sub-features built in
Instant payments powered by event-driven architecture, multi-PSTI resilience, and 55+ production-ready endpoints. Go live in days, not months.
Instant PIXSettled
e2e_idE09260588202503
Amount+ R$ 1.500,00
Time1.2s
PSTI 1
PrimaryPSTI 2
StandbyPSTI 3
StandbyPIX settled — R$ 1,500.00
webhook delivered in 45ms
55+
Endpoints
< 1.5s
Settlement SLA
3
Integrated PSTIs
12
Sub-features
ISO 20022
Native standard
24/7/365
Availability
Multi-PSTI Resilience with automatic failover
Three independent PSTI providers with automatic failover, circuit breakers, and SAF retry ensure your PIX transactions never fail.
JD (Primary)
PrimaryPrimary processor with direct SPI connection
C&M (Failover)
StandbyAutomatic failover in < 1s via circuit breaker
Matera (SAF)
SAFStore-and-forward for full SPI resilience
Failover Flow
Request received → intelligent routing
PSTI 1Circuit breaker: threshold 3%, window 30s
Automatic failover in < 1 second
PSTI 2SAF: store-and-forward if both unavailable
< 1s
Failover time
3%
CB threshold
30s
CB window
Direct Connection
PIX Direct to BACEN no PSTI intermediaries
Direct SPI participant with own connection to the Central Bank. Each PIX transaction goes directly from Revenu to SPI — no PSTIs, no extra layers, no third-party dependencies.
01Your Application
Sends PIX request via Revenu REST API
POST /pix/transfer with key, amount and idempotency key
02Revenu Core
Validates, debits account and generates ISO 20022 message
DICT key validation, balance, limits, AML/CFT and pacs.008 message generation
03SPI (BACEN)
Direct connection to the Instant Payment System
ISO 20022 message sent directly to SPI without PSTI intermediaries
04Settlement
BACEN settles and credits the destination institution
Real-time gross settlement (RTGS). Confirmation in < 1.5s
05Webhook
Instant notification with e2e_id and final status
pix.completed event fired in ~45ms after SPI confirmation
Advantages of direct connection
No intermediaries
Direct connection Revenu → SPI (BACEN). No PSTI layers in between, reducing latency and failure points.
Lower latency
By eliminating the PSTI hop, average latency drops from ~1.5s to < 800ms end-to-end.
Full control
You control every step: validation, routing, retry and reconciliation. No third-party black boxes.
Native ISO 20022
Standardized pacs.008/pacs.002 messaging generated internally. No proprietary format translation.
Architecture Comparison
With PSTI
1
Your App2
→ PSTI (third-party)3
→ SPI (BACEN)4
→ DestinationHops4
Latency~1.5s
Direct BACEN
1
Your App2
→ Revenu (direct)3
→ SPI (BACEN)4
→ DestinationHops3 (no PSTI)
Latency< 800ms
55+ endpoints, one API
Instant PIX
Send PIX to any key in < 1.5s with traceable e2e_id.
PIX — Transfer
1curl https://api.revenu.com/pix/transfer \2-u:prod_key \3-d pix_key='email@empresa.com' \4-d amount=150000 \5-d description='Pagamento #42'▌
Response — 200 OK
{
"id": "pix_2xKj9mNq",
"status": "completed",
"amount": 150000,
"e2e_id": "E09260588202503",
"settlement": "instant",
"latency_ms": 1200
}▌
Everything you need for PIX
12 sub-features covering every PIX use case, from instant transfers to fraud prevention, all through a single unified API.
Payments
PIX Payments
Instant peer-to-peer and business transfers settled in seconds. Full webhook lifecycle from initiation to confirmation.
Instant Billing
Generate immediate charges with dynamic QR codes. Ideal for e-commerce checkouts and point-of-sale integrations.
Scheduled Billing
Create charges with due dates, late fees, and discounts. Replace boletos with a faster, fully digital experience.
PIX Batch
Process up to 50 payments in a single API call. BACEN-regulated batch processing for payroll, refunds, and disbursements.
Features
Scheduled PIX
Schedule future-dated payments with full control. Cancel or modify before execution with guaranteed settlement.
Automatic PIX
Recurring automatic debits authorized by the payer. Perfect for subscriptions, memberships, and installment plans.
PIX Contactless / NFC
Tap-to-pay PIX at physical terminals. Combine the speed of contactless with the zero-cost of PIX.
DICT Key Management
Full lifecycle management for PIX keys: CPF, CNPJ, email, phone, and EVP. Register, update, claim, and port keys programmatically.
Security
MED 2.0 Fraud Recovery
Chain blocking across up to 5 levels of fund dispersion. Automated fraud recovery flow compliant with BACEN MED 2.0 regulation.
PIX Location & Payload
Dynamic payload generation with location tracking. Manage PIX locations for analytics, reconciliation, and regulatory compliance.
Fraud Detection
Real-time machine learning scoring with velocity checks, behavioral analysis, and device fingerprinting. Block fraud before it settles.
Smart Rate Limiting
Configurable limits per key, account and operation. Protection against attacks and abuse with automatic backoff.
Complete PIX vs. basic PIX
Basic PIX
Revenu PIX
Providers
1 PSTI (single point)
3 PSTIs + failover < 1s
Endpoints
Basic (5-10)
55+ complete endpoints
Billing
Immediate only
Immediate + due date + batch
Features
Basic transfer
12 sub-features
Fraud
Manual / post-event
Real-time ML + native MED
Standard
Proprietary
Native ISO 20022
Case Study
“With Revenu, our PIX has 99.999% uptime thanks to multi-PSTI. We process 500K transactions/day without ever going down. No other provider offers this resilience.”
VP Engineering, PSP Gamma
500K/day
PIX Transactions
99.999%
Multi-PSTI uptime
< 1.2s
Average latency
Send your first PIX now
Sandbox with simulated PIX, test QR Codes and real-time webhooks.
Free sandboxSimulated PIXTest webhooks
Sandbox
Test PIX
Send PIX in the sandbox in seconds.
Free sandbox environment · No credit card
BACEN regulated
BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022
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Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.