Card Programs · Dedicated BIN · Interchange
Your card program, your rules, your interchange
Full-stack issuance and processing of credit and debit cards. Robust APIs for complete, secure, and real-time configurable operations.
Revenu
4829
TitularMaria Silva
Validade12/28
AuthorizationsLive
Store ABC
R$ 150,00Approved
App Store
$ 9.99Approved
Gas Station
R$ 250,00Pending
< 200ms
Virtual issuance
100%
Interchange retained
3x
Card networks
24/7
Authorizations
PCI DSS
Certification
5
Card types
5 card types, one program
Launch debit, credit, prepaid, virtual, or physical cards with a dedicated BIN and full interchange control.
Credit
Revolving limit with monthly statement
Debit
Deducted directly from account balance
Prepaid
Single reload with no bank link required
Virtual
Instant issuance for e-commerce
Physical
Customized with your brand design
From BIN to interchange, all via API
Issue cards via API
Instant virtual or custom physical card in a single call.
Issue — Request
1curl https://api.revenu.com/cards/issue \2-u:prod_key \3-d program_id=cprog_3xMn8k \4-d type='virtual' \5-d holder_name='Maria Silva' \6-d limit=50000▌
Response — 200 OK
{
"id": "card_7xMn8kR5",
"type": "virtual",
"last_four": "4829",
"status": "active",
"limit": 50000,
"currency": "BRL"
}▌
Complete program, full control
Program
API First
Each issuance and processing feature is accessible via robust and well-documented APIs. Developers integrate our solutions in days, not months, accelerating time-to-market.
Complete and Secure Operations
Issue and process credit and debit cards through intuitive endpoints. Integrate full authorization, capture, and settlement flows simply and directly, with full control over operations.
Flexible Limit and Rule Configuration
Define usage policies, transactional limits, and security rules. Adjust parameters in real-time without deployment: everything configurable on demand to quickly adapt to business needs.
Real-Time Event-Driven Traceability
Each transaction generates structured and traceable events. Monitor authorizations, declines, and reversals in real-time, with complete logs for auditing, reconciliation, and performance analysis. Full transparency of the transactional flow.
Operations
Native Tokenization
PCI DSS encrypted tokens. Full digital lifecycle management — activation, blocking, cancellation.
Instant Virtual Card
Issuance in milliseconds. Available for online purchases, digital wallets, and contactless payments.
Lifecycle Management
Activation, block, unblock, cancellation, and reissuance — all via API with webhooks.
Dispute & Chargeback
Dispute management via API. Evidence, deadlines, and automated resolution with audit trail.
Revenue
Dedicated BIN
Your own program with a dedicated BIN. Full control over design, benefits, and authorization rules.
100% Interchange
All interchange is yours. Control your unit economics and scale with no volume limits.
Card Webhooks
Events for authorization, capture, reversal, block, and dispute. HMAC + automatic retry.
Dynamic Rules
MCC blocking, geofencing, hourly/daily/monthly limits. All configurable in real time via API.
Own program vs. managed
Managed program
With Revenu
Program
Managed (no control)
Dedicated BIN (full control)
Interchange
Retained by issuer
100% yours
Virtual issuance
Days / manual
< 200ms via API
Authorization rules
Fixed / limited
Dynamic in real-time
Customization
Issuer template
Custom design + rules
Disputes
Manual process
Automated management via API
Case Study
“We launched our card program in 3 weeks with a dedicated BIN. The interchange alone already covers operations — everything else is margin.”
VP Product, Fintech Alpha
3 weeks
Go-to-market
100%
Interchange retained
50K+
Cards issued/month
Issue your first card now
Sandbox with test program, simulated BIN, and mock authorizations.
Free sandboxTest BINSimulated authorizations
Sandbox
Issue a card
Test program in sandbox.
Free sandbox environment · No credit card
PCI DSS certified
BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022
Start building today
Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.