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Revenu is the leading provider of banking infrastructure for developers in Brazil.

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Developed with ❤️ in São Paulo, Brazil

Lending

Credit origination from application to collection

AI credit scoring, flexible amortization tables, multi-rail disbursement, and integrated collection. Launch credit products in weeks, not months.

Start building

The challenge

Building a lending product requires credit scoring, contract management, amortization calculation, disbursement, and collection — typically 6+ months of development.

With Revenu

LoanOS provides the full lending stack via API: AI scoring, Price/SAC/Bullet tables, PIX disbursement, and automated dunning. From zero to production in 4 weeks.

1
Application
2
AI Scoring
3
Disbursement
4
Collection

See it in action

POST /loan/applications
1
curl https://api.revenu.com/loan/applications \
2
-u:prod_key \
3
-d borrower_id='bwr_7xMn8k' \
4
-d amount=250000 \
5
-d product='working_capital'
▌
Response — 200 OK
{
"id": "app_3xMn8k",
"status": "approved",
"score": 782,
"risk_level": "low",
"max_amount": 300000
}▌

Products used

LoanOS

Origination & contracts

RiskOS

Credit scoring

ChargeOS

Collection & dunning

HarmonyOS

Reconciliation

Before
With Revenu
Origination
3 days paper
< 3 min digital
Scoring
Manual committee
AI/ML instant
Collection
Manual follow-up
Auto dunning
Case Study

“LoanOS cut our time-to-market from 8 months to 4 weeks. AI scoring reduced defaults by 75%.”

CEO, Lending Kappa
< 3min

Origination time

2.1%

Default rate

4

Weeks to launch

Start building today

Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.

Documentation

Everything you need to get started with our APIs and build your financial products.

Getting Started

Step-by-step guides and tutorials to get your first financial product up and running quickly.

Contact Sales

Talk to our sales team and get your questions answered.